What a storm claim looks like on Sullivan's Island roofs.
A tropical system coming up the coast reaches Sullivan's Island before it reaches Mount Pleasant, and Breach Inlet at the Marshall Boulevard end takes wind off the ocean and the inlet at once. An elevated house on pilings on the Station 18 to Station 32 oceanfront takes uplift at the eaves and rakes rather than a limb strike, and the damage is usually lifted shingle rows and torn drip edge on the ocean-facing slope. It needs to be documented before the next onshore wind brings more spray.
Most owners are somewhere else when the storm passes. We photograph every slope, meet your adjuster on the roof, and send the photo report and written repair estimate to the owner and whoever watches the house. A storm replacement on a visible roof in the historic overlay still goes to the Design Review Board, and we file early so the approval does not slow the rebuild.
The Ben Sawyer swing bridge closes in sustained high wind and the island may stay restricted after a named storm, so the first 48 hours belong to the owner and whoever watches the house: photos from the ground, the wind claim opened, and the flood claim opened separately for a V-zone house that took surge. We are on the roof the first day the bridge reopens to contractors.
A storm rebuild inside the historic overlay has two files that must agree: our written repair estimate and the Design Review Board's approval. A 1920s Middle Street cottage that loses its old metal in a storm is restored in a narrow-rib standing seam the Board will accept. On an oceanfront elevated house, ask your agent whether ordinance or law coverage pays toward the code upgrades.
1900s to 1940s wood-frame beach cottages and officers' houses along Middle Street, I'On Avenue and the Fort Moultrie end, many inside the historic overlay with low-pitch porch roofs and metal already on some; 1970s to 1990s elevated houses on pilings by station number from Station 18 to Station 32 with hips and low-slope deck sections; 2000s to 2020s full rebuilds on Atlantic Avenue and the oceanfront stations with steep gables, standing seam and stucco or shingle siding. Heavy second-home ownership, so the roof decision is usually made off the island.
Twelve minutes from Mount Pleasant over the Ben Sawyer Bridge, the closest island to HQ, with Isle of Palms on the same dispatch run across Breach Inlet.
(843) 284-6333
Jeff Ramsden, founder. 5+ years as a VP at Reimagine Roofing, 1,000+ roofs overseen.
Call (843) 284-6333Every Sullivan's Island storm damage job starts with a free inspection. We look at the roof, photograph what we find, and give you a written price before any work starts.
What is included in every Sullivan's Island job.
Asked in Sullivan's Island.
How much does storm damage repair cost on Sullivan's Island?
A Sullivan's Island storm inspection and written photo report are free, and the report goes to you and whoever watches the house. Repairs cost $850 to $4,950; a full replacement begins at $14,900. The claim is yours, and we never pay your deductible. A rebuild inside the historic overlay still goes to the Design Review Board, so a 1920s Middle Street cottage that loses old metal is restored in a narrow-rib standing seam the Board will accept, and that profile is priced in.
Does my Sullivan's Island roof replacement need Design Review Board approval?
It can. The Town of Sullivan's Island created its Design Review Board in 2003 to review exterior work in the historic overlay districts, and Town Council adopted updated Design Review Guidelines on May 20, 2025. For historic properties, the application has to show the roofing material along with the other exterior materials. The Town recommends a pre-application meeting with Planning staff before anything goes to the board. We confirm from your parcel whether the overlay applies, then prepare the DRB application and the Town building permit together.
Will a claim raise my premium?
Ask your agent. Every insurance company treats weather claims differently. We give you the photos either way.
How long do I have to file after a storm?
Your policy sets the deadline. Get the damage photographed within a few weeks, before the weather wears it down.
Do you waive deductibles?
No. The deductible is yours. We never pay it. Same price whether insurance pays or you do.
How fast can you get out after a storm?
Inspections within 48 hours, sooner when a storm has come through. You get a written, photo-documented damage report either way.
Will you handle my insurance claim?
The claim is yours. We meet your adjuster on the roof, show them what we found, and give you a written repair price.