What a storm claim looks like on West Ashley roofs.
A summer squall line or a tropical system coming up the Stono and the Ashley hits West Ashley with wind and then with oak limbs. The damage on a Byrnes Downs or Avondale roof is often a puncture under the canopy rather than lifted shingles, and it needs to be documented the same day.
We photograph every slope, separate storm damage from the wear on a 1990s Shadowmoss roof, and meet your adjuster on the roof to show them what we found. Church Creek basin homes that also flooded get the roof damage documented separately from the flood damage, because those are two different policies.
First 48 hours in West Ashley: photograph the roof and the oak debris from the ground before it is cut and hauled, note the storm date, and open the claim with your carrier yourself. Byrnes Downs and Ashley Hall fill with out-of-state trucks after a harbor storm because canopy damage is visible from the street. South Carolina law lets you choose your own contractor, and we are on the roof within 48 hours.
Roof age decides what a West Ashley policy pays. A South Windermere or Ashley Hall ranch on a third shingle may be insured at actual cash value and depreciated to a fraction of a new roof, while a Carolina Bay first-cycle roof is usually covered at replacement cost. Read the roof clause, or ask your agent, before the adjuster arrives. The decision to file is yours, and it should rest on the policy's numbers.
1940s and 1950s cottages in Avondale and Byrnes Downs; 1950s to 1970s brick ranches with low pitch and long single-story runs along Savannah Highway and Ashley River Road in South Windermere, Ashley Hall and West Ashley Plantation; 1970s and 1980s Parkshore two-stories; 1980s and 1990s Shadowmoss and Church Creek architectural-shingle subdivisions; 2000s Carolina Bay builder-grade two-stories off Bees Ferry Road.
Twenty-five minutes from Mount Pleasant across the Ravenel Bridge and out Highway 17, with James Island and Johns Island on the same dispatch run down Savannah Highway.
(843) 284-6333
Jeff Ramsden, founder. 5+ years as a VP at Reimagine Roofing, 1,000+ roofs overseen.
Call (843) 284-6333Every West Ashley storm damage job starts with a free inspection. We look at the roof, photograph what we find, and give you a written price before any work starts.
What is included in every West Ashley job.
Asked in West Ashley.
How much does storm damage repair cost in West Ashley?
A free inspection and written, photo-documented report come first. After that, West Ashley storm repairs cost $850 to $4,950, and a replacement on our published ladder starts at $13,200. The claim is yours, and we never pay your deductible. Here the damage is often an oak limb puncture under the Byrnes Downs or Avondale canopy rather than lifted shingle, and a Church Creek basin home that also flooded gets the roof documented apart from the flood claim.
What does the City of Charleston require for a re-roof permit in West Ashley?
Most West Ashley addresses are inside the City of Charleston, where a roof replacement is filed as a Roofing, Single Family/Duplex Dwelling alteration/repair permit with the City's Residential Alterations/Additions application. The City's guideline names the roof covering on the application and calls for Type H asphalt shingles unless otherwise specified. Metal or elastomeric roofs need the manufacturer's specifications, and a residential building final inspection closes the permit. We file it, list the product and its wind rating, and meet the inspector for the final.
Will a claim raise my premium?
Ask your agent. Every insurance company treats weather claims differently. We give you the photos either way.
How long do I have to file after a storm?
Your policy sets the deadline. Get the damage photographed within a few weeks, before the weather wears it down.
Do you waive deductibles?
No. The deductible is yours. We never pay it. Same price whether insurance pays or you do.
How fast can you get out after a storm?
Inspections within 48 hours, sooner when a storm has come through. You get a written, photo-documented damage report either way.
Will you handle my insurance claim?
The claim is yours. We meet your adjuster on the roof, show them what we found, and give you a written repair price.