What a storm claim looks like on Johns Island roofs.
A tropical system coming up the Stono and Bohicket hits Johns Island with open-water wind first, on the marsh-front streets in Kiawah River, Swygert's Landing and Headquarters Plantation, and then with oak limbs on the interior lots along River Road and Brownswood.
We photograph every slope, separate storm damage from the wear on a 2000s Stonoview roof or a third-cycle farmhouse shingle, write the scope in carrier format and meet the adjuster on your roof. A barn or a detached garage that took damage gets documented as its own structure so the claim does not leave it out.
First 48 hours on Johns Island: ground photos of the house and every outbuilding, the storm date written down, the wind claim opened, and the flood claim opened separately if the Stono or Bohicket came up on a marsh-front lot in Kiawah River or Swygert's Landing. Choose your own contractor; a Stonoview first-cycle roof is the storm-chaser's favorite target because it is young enough to look totaled and cheap enough to shingle fast.
On the rural side, the claim has to list the property, not the house. A Brownswood or Cane Slash farmstead that lost house shingle, barn metal and a carport roof in one storm has three lines on the scope, and each needs its own photos to get paid. A storm replacement on the house is also the moment to fix the low-slope addition tie-in that has leaked for years, and ordinance or law coverage often pays the code portion.
2000s to 2020s builder subdivisions on their first roof cycle along the Maybank Highway corridor and River Road: Stonoview, Fenwick Hall, Whitney Lake, The Villages in St. Johns Woods and Swygert's Landing, mostly two-story architectural shingle with attached garages and porch roofs; 1990s and 2000s larger homes in Headquarters Plantation and the Legend Oaks area; 2010s and 2020s custom Lowcountry homes with standing-seam roofs in Kiawah River; older farmhouses, ranches and manufactured homes on multi-acre lots off Brownswood, Grimball and Cane Slash roads, many on their second or third roof with low-slope additions, carports and metal barns.
Thirty-five minutes from Mount Pleasant by way of Highway 17, Main Road and Maybank Highway, with James Island, Kiawah and Seabrook on the same Sea Islands dispatch run.
(843) 802-9224Johns Island prices track the published ladder. A rural lot with a low-slope addition, a carport or a barn roof is priced for those structures in the written estimate, and a long driveway goes into the staging plan at no extra charge.
Monthly payments from $116 with approved GreenSky financing. See the four packages →
What is included in every Johns Island job.
Asked in Johns Island.
Will a claim raise my premium?
Weather claims are generally treated differently from at-fault claims, but every carrier differs. Ask your agent before filing. We give you the documentation either way so you can decide.
How long do I have to file after a storm?
Most SC policies allow one year or more, but damage gets harder to prove as it weathers. Get it documented within weeks.
Do you waive deductibles?
No. That is insurance fraud in South Carolina. We price the job honestly and help you understand what the carrier owes.
How fast can you get out after a storm?
Inspections within 48 hours, sooner when a storm has come through. We photograph everything so the claim starts with proof.
What if the adjuster denies it?
We review their report against our photos and request a re-inspection when the evidence supports it.