Storm Damage & Insurance in Hanahan

When a tropical system comes up the Cooper River, the Hanahan streets facing the water in Tanner Plantation and along Yeamans Hall Road take the wind first, and the pine canopy over Otranto and Berkeley Hills turns it into limb strikes and punctures.

Every slope gets photographed, and on a 1990s second-cycle shingle we mark which damage is the storm's and which is age, so the carrier-format scope holds up when we meet the adjuster on your roof. If a Tanner Plantation home is still inside its builder warranty, the storm claim and the warranty question get documented as two separate files.

First 48 hours in Hanahan: photograph the roof and the yard from the ground, note the storm date, and open the claim yourself. Otranto and Berkeley Hills fill with door knockers after a Cooper River blow because a 1970s ranch on its third shingle is easy to talk into a total. Choose your own contractor, keep the paperwork in your name, and we will be on the roof within 48 hours with the camera.

Read the roof clause before the adjuster arrives. On a Dominion Hills or Old Hanahan roof past fifteen years, a policy that pays actual cash value can depreciate a storm claim to less than the deductible math makes sense for, while a first-cycle Tanner Plantation roof will usually be paid at replacement cost. We say which side of that line your roof is on, in writing, before you decide to file.

Twenty-five minutes from Mount Pleasant up Interstate 526 to the North Rhett exit, with Goose Creek and North Charleston on the same dispatch run through the Berkeley corridor.