What a storm claim looks like on North Charleston roofs.
A summer squall line or a tropical system coming up the Cooper and the Ashley hits North Charleston with wind on the open Wescott Plantation and Coosaw Creek two-stories and with tree limbs in the older canopy streets of Park Circle, Cedar Grove and Archdale. Both get photographed on every slope the day we inspect.
We separate storm damage from the wear on a third-cycle cottage shingle, meet your adjuster on the roof to show them what we found, and give you and your insurer a written repair estimate. Homes in the Navy Yard and Ashley Villas flood zones that also took water get the roof damage documented separately from the flood damage, because those are two different policies.
First 48 hours in North Charleston: ground photos before the debris is cleared, the storm date written down, the wind claim opened by you, and for the Park Circle and Navy Yard flood streets, the flood claim opened separately. Archdale and Whitehall ranches on a third shingle are the roofs out-of-state trucks target first. South Carolina law lets you choose your own contractor, and we are on the roof within 48 hours.
Roof age matters in North Charleston. A Park Circle cottage roof past fifteen years is often insured at actual cash value and depreciated to a fraction of a new roof, while a Wescott Plantation first-cycle roof is more often covered at replacement cost. Your agent can tell you which you have. The claim is yours, and the published ladder price is the same whether insurance pays or you do.
1940s and 1950s Navy-era cottages and bungalows around Park Circle, Dorchester Terrace and Cedar Grove with low-pitch gables, deep front porches under their own low-slope roof, and additions off the back; 1960s and 1970s brick ranches in Archdale, Whitehall, Ashley Villas and Windsor Hill on their second or third shingle; 1990s and 2000s two-story architectural-shingle subdivisions in Wescott Plantation and Coosaw Creek on their first replacement; 2000s and 2010s Oak Terrace Preserve craftsman-style homes with standing-seam porch accents. Owner-occupied pockets, not the apartment corridors along Rivers Avenue and Ashley Phosphate.
Twenty-five minutes from Mount Pleasant across the Don Holt Bridge on I-526, with Hanahan and Goose Creek on the same Berkeley corridor dispatch run.
(843) 284-6333
Jeff Ramsden, founder. 5+ years as a VP at Reimagine Roofing, 1,000+ roofs overseen.
Call (843) 284-6333Every North Charleston storm damage job starts with a free inspection. We look at the roof, photograph what we find, and give you a written price before any work starts.
What is included in every North Charleston job.
Asked in North Charleston.
How much does storm damage repair cost in North Charleston?
Storm inspections in North Charleston are free and end with a written, photo-documented report. Repairs then run $850 to $4,950, and a Lowcountry Classic replacement starts at $12,950, priced the same whether insurance pays or you do. The claim is yours, and we never pay your deductible. Roof age is the local swing factor, since a Park Circle cottage roof past fifteen years is often insured at actual cash value while a Wescott Plantation first-cycle roof is more often covered at replacement cost.
Who issues the roofing permit for a house in North Charleston?
Inside city limits, the City of North Charleston's Building Department issues residential permits for new construction and renovations, which includes a re-roof, and it takes applications in person or through its online permitting portal. That holds whichever of the three counties your lot sits in. Parcels outside the city limits permit with their county instead, so we confirm your jurisdiction before we file and request the inspections ourselves.
Will a claim raise my premium?
Ask your agent. Every insurance company treats weather claims differently. We give you the photos either way.
How long do I have to file after a storm?
Your policy sets the deadline. Get the damage photographed within a few weeks, before the weather wears it down.
Do you waive deductibles?
No. The deductible is yours. We never pay it. Same price whether insurance pays or you do.
How fast can you get out after a storm?
Inspections within 48 hours, sooner when a storm has come through. You get a written, photo-documented damage report either way.
Will you handle my insurance claim?
The claim is yours. We meet your adjuster on the roof, show them what we found, and give you a written repair price.