What a storm claim looks like on Ladson roofs.
Ladson sits in the inland coastal wind zone along the I-26 corridor, and a tropical system that has crossed Charleston and lost its surge still arrives here with wind and with pine limbs. The damage on a College Park or Tranquil Acres ranch is usually lifted shingle rows on the windward slope and a limb puncture under the pines, and both get photographed the day we inspect.
We photograph every slope, separate storm damage from the wear on a 1980s Ladson Woods roof, write the scope in carrier format, and meet the adjuster on your roof. Because Ladson permits through three different counties, the storm replacement permit goes to the county that owns your parcel, and we handle that lookup with the claim file.
First 48 hours in Ladson: photograph the roof and the pine debris from the ground before it is hauled, note the storm date, open the claim yourself, and keep the door knockers off a College Park or Tranquil Acres ranch that is easy to talk into a total. South Carolina law lets you choose your own contractor, and we are on the roof within 48 hours of your call.
Hail reaches Ladson more than the coast. A Dorchester or Berkeley County summer cell bruises the shingle across a Summer Park or Coosaw Preserve two-story without tearing anything, and the granule loss shows up a season later. The carrier will want a test square per slope, and on a first-cycle roof with bruising across the field that is a replacement claim, which the photos have to prove before the adjuster arrives.
1970s and 1980s brick and vinyl ranches and split-levels in College Park, Tranquil Acres and the older Ladson Woods streets, low pitch, long single-story runs, many on their second or third shingle; 1990s two-stories in Hunters Bend and Lieben Park with original ventilation; 2000s and 2010s builder-grade architectural shingle in Summer Park, Coosaw Preserve and Palmetto Commons, arriving at a first replacement; Windsor Hill on the North Charleston side shares the same 1980s to 2000s pattern.
Thirty-five minutes from Mount Pleasant up I-526 and I-26 to the College Park Road exit, with Summerville and Goose Creek on the same dispatch run along Highway 78.
(843) 802-9224Ladson prices track the published ladder and top out at High Wind for the largest two-stories. A ranch with a low-slope carport or a screened-porch tie-in is priced for that detail in the written estimate, before tear-off day.
Monthly payments from $116 with approved GreenSky financing. See the four packages →
What is included in every Ladson job.
Asked in Ladson.
Will a claim raise my premium?
Weather claims are generally treated differently from at-fault claims, but every carrier differs. Ask your agent before filing. We give you the documentation either way so you can decide.
How long do I have to file after a storm?
Most SC policies allow one year or more, but damage gets harder to prove as it weathers. Get it documented within weeks.
Do you waive deductibles?
No. That is insurance fraud in South Carolina. We price the job honestly and help you understand what the carrier owes.
How fast can you get out after a storm?
Inspections within 48 hours, sooner when a storm has come through. We photograph everything so the claim starts with proof.
What if the adjuster denies it?
We review their report against our photos and request a re-inspection when the evidence supports it.